Gero Card · Mastercard · GeroWallet 2.7.2
Cardano card: spend your ADA anywhere.
The Gero Card is a Mastercard you top up with ADA straight from GeroWallet. Pay online, in stores and at ATMs wherever Mastercard is accepted, with zero fees until May 1st, 2027.
- Zero fees until May 1st, 2027
- Virtual and physical
- Managed in your wallet
One card, run from your wallet
A Cardano card you control from GeroWallet
A Cardano card turns ADA into money you can spend anywhere cards are taken. The Gero Card does it from the same Cardano wallet that holds your ADA: order it, top it up and manage it there. Choose a virtual card for online payments, or a physical card that comes with a virtual one.
- Activate a physical card from the wallet when it arrives.
- Change your PIN from the wallet.
- Block and unblock the card in a click if you misplace it.
- Export transactions to CSV for your own records.
Step by step
How to Get a Cardano Card
- 01
Open the Card tab
Install GeroWallet for Chrome, Brave or Edge, open the full wallet view on Cardano mainnet and choose Card.
- 02
Sign up and verify
Sign up with Zione, the card provider, right inside the wallet, then confirm your identity with an ID document and a face scan.
- 03
Order your card
Pick a virtual card, or a physical card that comes with a virtual one. Physical delivery has a shipping fee, paid in ADA.
- 04
Top up with ADA
Send ADA from your wallet to the card. It converts to euros, with a minimum top-up of 2 ADA.
- 05
Spend it
Pay online, in stores and at ATMs wherever Mastercard is accepted. Activate a physical card in the wallet when it arrives.
Fees
Zero fees until May 1st, 2027
No issuance fee, no monthly fee and 0% on ADA to euro conversions and spending until May 1st, 2027. After that, these are the standard fees, and $GERO holders can have them waived.
| From May 1st, 2027 | Fee |
|---|---|
| Card issuance | €3 |
| Monthly fee, physical or virtual | €3 |
| Top-up, ADA to EUR | 1.5% |
| ATM withdrawal, EU | €1.50 |
| ATM withdrawal, international | 2% + €2 |
| Purchase, EU | 0.5% + €0.15 |
| Purchase, international | 2.0% + €0.75 |
| FX conversion markup | 1% |
| Declined transaction | €0.50 |
| Replacement card | +€5 (express shipping +€10) |
Hold $GERO, pay less
From May 1st, 2027, your tier is detected automatically from the $GERO you hold in your wallet. Nothing to stake or lock.
Baby Gero
Hold €15 in $GERO
- Free ATM withdrawals
- No monthly fee
Gero Pro
Hold €50 in $GERO
- Everything in Baby Gero
- All EU and international purchase fees waived
Gerobanga!
Hold €200 in $GERO
- All card fees waived
Earn, top up, spend
Earn ADA with cashback, spend it with the card
Shop at 750+ retailers through the Cashback tab and get ADA back in your wallet. Top up the Gero Card with it and spend it. Then do it again.
How ADA cashback worksGero Card questions
What is the Gero Card?
The Gero Card is a Cardano card on Mastercard that you order and manage inside GeroWallet. You top it up with ADA from your wallet, the ADA converts to euros, and you spend those euros online, in stores and at ATMs.
Can I spend ADA with a card?
Yes. With the Gero Card you top up a Mastercard with ADA from GeroWallet and spend it online, in stores and at ATMs wherever Mastercard is accepted.
How do I get the Gero Card?
Install GeroWallet, open the Card tab on Cardano mainnet and create your card account with Zione, the card provider. After an identity check with an ID document and a face scan, order a virtual card or a physical one.
What does the Gero Card cost?
Nothing until May 1st, 2027: no issuance fee, no monthly fee and 0% on ADA to euro conversions and spending. After that the standard fees apply, such as €3 a month and 1.5% per top-up, and $GERO holders can have them waived.
How do I top up the card?
From the Card tab in GeroWallet. Choose an amount of ADA, at least 2 ADA, and confirm. The ADA converts to euros and lands on your card balance. ADA is the only top-up currency.
Where can I use the Gero Card?
Wherever Mastercard is accepted: online, in stores and at ATMs. The card balance is in euros. After the promotion, purchases and ATM withdrawals outside the EU carry a higher fee than inside it.
Where can I get the Gero Card?
Worldwide. You can order the Gero Card wherever you live, physical cards ship worldwide, and the card works wherever Mastercard is accepted, in any currency. Behind the scenes your balance is kept in euros and converts automatically when you pay.
Is my ADA still in self-custody?
Yes, until you top up. GeroWallet is non-custodial and your ADA stays under your keys. When you top up, that ADA converts to euros on your card balance, which the card program holds so you can spend it. Top up only what you plan to spend.
Do I need KYC for the Gero Card?
Yes, for the card only. Card providers must verify who you are, so you confirm your identity with an ID document and a face scan. Using GeroWallet itself needs no KYC.
Who provides the Gero Card?
The card program is provided by Digi Ex Pro (Pty) Ltd, trading as Zione, an authorised financial services provider regulated by the FSCA in South Africa (FSP 53786). GeroWallet is the wallet you order, top up and manage the card from.
Do $GERO holders pay lower fees?
Yes, from May 1st, 2027. Hold $GERO in your wallet and your tier is detected automatically: €15 worth waives ATM and monthly fees, €50 also waives purchase fees, and €200 waives every card fee. There is nothing to stake or lock.
Does the Gero Card earn cashback?
The card has no cashback program of its own. GeroWallet has ADA cashback at 750+ retailers through Bring, so you can earn ADA there, top up the card with it and spend it.
Spend your ADA anywhere
Install GeroWallet free, open the Card tab and order your Gero Card. Zero fees until May 1st, 2027.
The Gero Card program is provided by Digi Ex Pro (Pty) Ltd, trading as Zione, an authorised financial services provider regulated by the Financial Sector Conduct Authority in South Africa (FSP 53786). Mastercard is a registered trademark of Mastercard International Incorporated. The Gero Card is available worldwide, subject to identity checks.