Gero Card and ADA Cashback: Earn ADA, Spend ADA in GeroWallet

GeroWallet gives you two separate tools that fit together nicely. The Cashback tab pays you ADA when you shop online at partner retailers, and the Gero Card lets you spend ADA anywhere Mastercard is accepted. Put them side by side and you get a simple loop: earn ADA, claim it, spend it, and start again. Here is how each part works and how to connect them yourself.

Two tools, one wallet

It helps to be clear about what each piece does, because they are not the same thing.

ADA cashback is a shopping rewards feature powered by Bring. You start from the Cashback tab, click through to a retailer, buy what you were going to buy anyway, and part of the purchase comes back to you as ADA.

The Gero Card is a Cardano card on the Mastercard network. You top it up with ADA from your wallet and spend it online, in stores and at ATMs.

The card has no cashback program of its own, and it is not linked to Bring. Paying with the Gero Card does not earn cashback. The loop works because both tools live in the same wallet, so the ADA you earn in one place is ready to use in the other.

Earn ADA with the Cashback tab

The Cashback tab lists more than 750 retailers across fashion, electronics, travel, food delivery, software and home. Each deal shows the rate it pays right now, and rates change with promotions, so the tab is always the place to check. There is no membership, no fee and no extra account. You only need GeroWallet.

You also do not have to remember to start from the wallet every time. With Shop & Earn pop-ups switched on, the extension lets you know when you land on a partner retailer, so you can activate cashback before you check out. If you prefer a quieter browser, you can turn the pop-ups off in Advanced settings.

Step 1: Open the Cashback tab in GeroWallet and browse by category or search for a brand.

Step 2: Click through to the retailer from the wallet, or accept the pop-up when you land on a partner site, and pay the way you normally do.

Step 3: Wait for the retailer to confirm the order. The cashback shows as pending first, then as claimable. Depending on the retailer's return window, that can take from a few days to a few weeks.

Step 4: Press Claim Cashback and the ADA lands in your own non-custodial wallet. Cashback History keeps the record.

Spend that ADA with the Gero Card

Once the ADA is in your wallet, you decide what to do with it. One option is to put it on your Gero Card.

The card is managed in the GeroWallet browser extension, where you create your card account, pass the identity checks and order a virtual card or a physical card that comes with a virtual one. It is available worldwide, and you top it up with ADA only, with a minimum top-up of 2 ADA. From there you can spend anywhere Mastercard is accepted. Activation, your PIN, blocking and unblocking, and a CSV export of your transactions are all handled in the wallet.

Fees are zero until May 1st, 2027, covering conversions, spending, issuance and the monthly fee. After that, holding $GERO in your wallet can lower or remove card fees through automatic holder tiers. These are based on the $GERO you hold, not on staking.

The earn and spend loop

Here is the full cycle in plain terms.

Step 1: Shop at a partner retailer through the Cashback tab and earn ADA.

Step 2: Claim the confirmed cashback to your wallet.

Step 3: Top up your Gero Card with that ADA.

Step 4: Spend it anywhere Mastercard is accepted.

Step 5: Repeat the next time you shop online.

You do not have to send every bit of cashback to the card. Claimed ADA is regular ADA, so you can also keep it, swap it, or put it to work with ADA staking and let it earn rewards every epoch. The card is simply the route for turning it into everyday spending.

Common questions

Do I earn cashback when I pay with the Gero Card?

No. Cashback comes from shopping through the Cashback tab, which is powered by Bring. The Gero Card is a separate tool for spending ADA and does not pay cashback on its own purchases.

How much cashback will I get?

It depends on the retailer. Each deal in the Cashback tab shows its current rate, and rates change with promotions.

Can I use the Gero Card on my phone?

The card is managed in the GeroWallet browser extension. It is not part of the iOS app.

Can I top up the card with other tokens?

No. Top ups are ADA only, starting from 2 ADA.

Start the loop

The quickest way to try it is to earn your first ADA cashback, claim it, and then decide whether to spend it, stake it or hold it. Everything happens in one non-custodial wallet where your keys stay yours.

Install GeroWallet and open the Cashback tab to start earning ADA on your next purchase.